Sorry for the belated response. I teach for a living and literally get almost no free time during the day, so any research on this phenomenon has been s l o w. I've been ill and took the day off, thus the post.
I left water in the reservoir for a few days after the previous pictures and the white growths continued to... Grow. I emptied it and white reside was left, similar to the prior picture but much more of it.
I haven't gotten any responses from retailers about low-base cleaners and citric acid. I had a bottle of Durgol, though, so I tried it today. First a little bit, then the rest of the bottle. Here are the results:

For the second attempt, I left Durgol in the reservoir for ten minutes. It appears to have worked off a fair amount of whatever this white stuff is. It was significantly worse before I tried, and when I dumped the Durgol it was still actively bubbling away. I need get some more Durgol, so I might try it again but for a longer time period.
I have not yet tested my water hardness, but Atlanta is notorious for hard water. That said, I switched to distilled water when I first noticed white bits floating around a few months ago. Didn't notice much change, but I had not yet taken off the heating element cover. The growths came on like mad only after I used Cleancaf. I do have some Cafiza, but I suppose that is just as bad as Cleancaf.
I will leave distilled water in the reservoir to see what happens. Any further ideas or suggestions?