To clarify, the photo of the mushroom from the E61 you posted confirms there's little scale buildup in the heat exchanger. As I mentioned earlier, a light descaling treatment would suffice and would take only a few minutes. Even so, there would be no great harm if you put it off.
The steam boiler may or may not have similarly light scale. If you regularly flush water out of the boiler through the water tap, the mineral concentration of the boiler would remain low thanks to your locale's soft water. However, if you don't draw water from time-to-time through the tap and you steam a lot of drinks, the mineral concentration will increase each time the boiler auto-refills because the boiled away water leaving through the steam wand is mineral free. So, if you regularly use the water tap, the steam boiler scale buildup is probably no worse than the HX; if you don't and you regularly steam drinks, then its scale buildup is probably worse, though still light enough for a "preventative" descaling treatment, again thanks to the soft water in your locale.
If it were my espresso machine, I would descale it now, but I could put it off a few months and still sleep at night. I would not wait another year. What you choose to do is a matter of how fastidious you are about such things.
